You have questions, we have answers! Read below to find the answers to commonly asked questions, or use this form to ask us one of your own.
What do I need to bring to start my loan process?
- Current pay stub
- Copy of lease or mortgage statement
- Driver's License
I have never purchased a car before. Can I get a car loan?
We can finance your purchase even if you're a first time buyer as long as you have proof of income, a valid driver's license, and you provide car insurance.
What if I have no credit history? Can I still get a loan at Casey Credit?
Even if you have no credit history, you can be considered for a loan with just a pay stub.
If I have filed for bankruptcy in the past, can I still get a loan at Casey Credit?
Yes. You cannot be currently in bankruptcy, but if you have filed in the past, you may still qualify for a loan.
I have only been on the job for a short time. Can I get financed at Casey Credit?
There are many factors that we use to determine your loan eligibility and many times we can finance your purchase even if you have a new job.
If I don't think I can qualify for a loan at Casey Credit, can I have a co-signer?
Yes. Casey Credit does allow co-signatures on auto loans.
What types of income are used to determine if I can get a loan?
- Social Security
- Retirement Income
- Pensions
- Disability with Social Security
- Child Support
I am self employed. Can I get a car loan at Casey Credit?
Casey Credit does make loans to self employed customers.
I do not have a "lease". How can I prove I am paying rent?
You can get a letter from your current landlord as proof of rent.
Do you make loans to current military and military spouses?
Yes.
Are there any other documents I will need to finalize my loan process?
- A copy of your most recent phone bill.
- Proof of Full Coverage Insurance (if you are a first time buyer, insurance has to be purchased before the loan can be completed).
What if I do not have current auto insurance coverage?
We partner with Allstate to make sure you and your vehicle are in "Good Hands".
Contact us to find out more!
Contact us to find out more!